How this is worked out
Choose your lifestyle
US spending pattern used as a guide; estimate. The descriptions are for the United States. Each amount is the US share of spending times the US$13,000 a month where Comfortable starts for two people. How it works
US inflation 3.4% (August 2026, US Bureau of Labor Statistics)
How every calculator on the site is built, and what changed and when, is on How it works.