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Spain. An easy, walkable city life, with markets and cafés on your street.

Portugal. A comfortable life in a good neighborhood, going furthest outside Lisbon and the Algarve coast.

Spain. A bright one- or two-bedroom apartment in a solid neighborhood, with a lift. A cleaner comes once a week.

Portugal. A one or two-bedroom apartment in a solid neighborhood, with a balcony if you are lucky. A cleaner comes once a week.

Money matters in Spain: Prices over the next five years. Average of 2.36% a year, IMF outlook for 2026 to 2030

Money matters in Spain: Savings account, for comparison. Average rate on new household deposits of up to one year, August 2026

Money matters in Spain: Compared with US inflation-protected Treasuries. About 6.41% a year with US inflation at 3.4% (August 2026), October 9, 2026. Each exchange of currency costs 3%.

Money matters in Spain: Deposit insurance limit. directive

Money matters in Spain: Health care for a couple, by age. Average cost of care for a person of that age in this country, public and private together (2023). Over a plan from 65 to 90 it averages about US$9,374 a year, with the last 12 months of life counted once, at half the estimate. A floor, not a quote: insurer quotes for a newcomer are a separate, higher figure. About US$1,205 a year at 65 to 69 is paid out of pocket

Money matters in Portugal: Prices over the next five years. Average of 2.4% a year, IMF outlook for 2026 to 2030

Money matters in Portugal: Savings account, for comparison. Average rate on new household deposits of up to one year, August 2026

Money matters in Portugal: Compared with US inflation-protected Treasuries. About 6.41% a year with US inflation at 3.4% (August 2026), October 9, 2026. Each exchange of currency costs 3%.

Money matters in Portugal: Deposit insurance limit. directive

Money matters in Portugal: Health care for a couple, by age. Average cost of care for a person of that age in this country, public and private together (2024). Over a plan from 65 to 90 it averages about US$8,585 a year, with the last 12 months of life counted once, at half the estimate. A floor, not a quote: insurer quotes for a newcomer are a separate, higher figure. About US$1,489 a year at 65 to 69 is paid out of pocket

Sources: IMF World Economic Outlook; central banks and statistics offices; US Treasury; World Health Organization; US Internal Revenue Service. Dates are shown where a figure carries one.

US inflation 3.4% (August 2026, US Bureau of Labor Statistics)

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