What do people like me do?

Your age. The older person in the household.

Your retirement accounts. Zero if none.

Your total financial assets. Bank accounts, funds, stocks and retirement accounts together.

Do you own stocks or stock funds?. Count those held inside retirement accounts too.

What people in your group have and do

Median income. 1.1 times the group median

Median financial assets (bank, funds, stocks, retirement accounts). 3.0 times the group median

Median retirement accounts, all households in the group. 4.4 times the group median

Have a retirement account (401(k), IRA and similar). 69% of your group do the same as you

Own a home. 88% of your group do the same as you

Own stocks (directly, in funds, or inside retirement accounts). 77% of your group do the same as you

Spend about what they earn. This is your answer: 24% of your group are here

What people in your group have and do. Federal Reserve Survey of Consumer Finances 2022 (about 4,600 households), dollars in 2026 dollars. Groups with fewer than 75 surveyed households are replaced by your age group alone.

Other numbers for your age. Vanguard and the Bureau of Labor Statistics publish their own age and income bands, which differ from the Federal Reserve ranges; the band used is shown on each card. Vanguard publishes its own income bands, which do not line up with the Federal Reserve ranges; the closest Vanguard band is used. The Fed survey records whether a household spends less than it earns, not an exact saving rate.

What share of your group does each of these. The strong bars are the ones that match what you told us.