Mom's Kitchen / How much

When Home Care Is No Longer Enough

Wilbur covers the nights himself, and he is tired in a way sleep no longer fixes.

Picture a man named Wilbur, 71. His wife has lived with memory loss for several years. Helpers come during the day. Wilbur covers the nights himself, and he is tired in a way sleep no longer fixes.

His daughter called on a Sunday. "Dad, when did you last sleep through the night?"

Wilbur laughed. "I would not know what to do with it."

My father lived with us in his last years, and I believe loneliness in a facility might have shortened his life. That is my belief and not a proven fact, and other families have another story. For some of them, a place with staff awake all night is the loving choice.

The Alzheimer's Association says that by the middle stages of Alzheimer's it becomes necessary to provide 24-hour supervision, and that the late stage needs around-the-clock care. It describes three kinds of place. Assisted living offers housing, meals and some health care. Memory care units are for people with dementia, and they can sit inside an assisted living community, locked or unlocked. A nursing home gives around-the-clock care and long-term medical treatment.

Type of care in the United States Reported price a month
Assisted living, national median About US$6,200
Memory care, national median About US$6,700
Memory care, highest state (Washington, DC) About US$11,500
Nursing home, semi-private room About US$9,600
Nursing home, private room About US$10,800
For comparison, one caregiver at home around the clock, at US$35 an hour US$25,200

(Assisted living and nursing home: CareScout 2025 survey. Memory care: A Place for Mom and The Senior List, 2025 to 2026.)

The last row is a different service. A caregiver at home looks after one person, and a facility's staff look after many. Medicare also does not pay for long-term custodial care, so many families pay from savings. Memory care prices outside the United States depend on the country and the home, so no figure is offered here. Ask the home, in writing.

Wilbur visited two places. He went in the afternoon, and then he went back at suppertime. He sat for a while in the dining room and watched who spoke to the residents.

You could…

  • Ask her doctor which level of care fits her needs now.

  • Visit at different hours, including a meal, and ask who is awake overnight.

  • Ask for a written list of what the monthly price covers and what costs extra.

What helped you decide? Share it here. Someone reading may be at the kitchen table with the same question.

Figures are estimates for planning, based on public data. Sources: Alzheimer's Association, residential care information; CareScout Cost of Care Survey 2025; A Place for Mom; The Senior List; Medicare.gov. This is general information and not medical advice.

Have a story of your own, from where you live now or where you left? A place to send it is coming.

Tell us in the comments

    Your email is never shown. We store a scrambled version of it, and of your internet address, only to block spam. The first comment from anyone is held until it has been read. Privacy

    About

    About this siteHow levels are worked outHow the numbers workDisclaimers and what this is notPhoto creditsTerms, privacy and contact